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Grandpavan
Posted Monday, October 26, 2009 3:32 PM


 

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Contrary to much hype and misinformation by advocates of reform there is not much profit in health insurance compared to other businesses. God bless.
http://news.yahoo.com/s/ap/20091025/ap_on_go_co/us_fact_check_health_insurance .

Age 82, diagnosed RA 12/2001, married since 1952, 4 sons no daughters, 4 grandsons 1 granddaughter.  Doing well on Methotrexate and Remicade.
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Jon Male
Posted Wednesday, October 28, 2009 1:21 PM


 

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In view of the undeniable fact that insurance companies contribute absolutely nothing to anyones health and wellbeing, ONE DOLLAR is a dollar too much!

Diagnosed w/ RA: May, 2001
Currently on MTX (Injections), Toxilizimab drug trial
Started Remicade in 2005, then Orencia for 8 months
Now unresponsive to Remicade or Orencia
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Grandpavan
Posted Wednesday, October 28, 2009 2:04 PM


 

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Insurance companies are a means of distributing unusually high costs among a broad base of policy holders so that one individual is not devastated by these costs. Most of us pay for car insurance and some form of property insurance to avoid catastrophic losses. We do not expect to get back more than we put in, and in fact we hope that we do not have losses that will cause a high claim. The principle of health insurance is the same. Even if it were non-profit there would still be a need for more revenue than is paid out in claims because of the administrative costs. You don't get something for nothing. God bless.

Age 82, diagnosed RA 12/2001, married since 1952, 4 sons no daughters, 4 grandsons 1 granddaughter.  Doing well on Methotrexate and Remicade.
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Teri-z
Posted Wednesday, October 28, 2009 7:33 PM


 

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It is interesting how different insurances have been allowed to develop but they really aren't comparable. For auto and housing insurance, and life insurance, you pay for the AMOUNT of coverage. I've never had a claim on my auto or house or rental insurance and my rates are pretty low, though I've used my AAA for a tow or jumpstart several times. With health insurance I'm not charged by how much I use or how much I cost the company, but by other statistical categories I fall into. I've also not received much in the way of benefits from health insurance - I'm a very low cost user.

I think of health insurance more in line with public education. I think the basics should be a social responsibility, but then if people want to go to specialized schools or college or grad school then they pay for that extra. While I particularly do NOT think much of our public school system, I don't complain about paying for it since I see it as overall good for our nation. I also think paying for basic health care such as preventive checkups, etc. is in our nation's best interest. - Teri
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Grandpavan
Posted Friday, October 30, 2009 12:14 AM


 

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Teri, health care is not comparable to education because for health care there is a currently viable commercial way of getting health care for those who take advantage of it. It requires spending money for health care instead of for other things, and those who through no fault of their own cannot get health care should be taken care of by Medicaid. I do agree that Medicaid needs to be revised but that does not mean that other fundamental changes to health care need to be made.

This is not at all like education where there never has been a generally accessible private system for grade and high school education. If there were a generally available non-governmental system for education I think the federal government should not be involved. In fact, I'm not sure how much the federal government should be involved in grade and high school education because the states have systems and should be in full control of their own systems. Just because the federal government sticks its nose into one system that should belong to the states does not mean it should meddle in other areas as well.

The federal government has anti-trust laws and can make additional ones if the current ones are not adequate to control abuses. I do think there are some abuses by insurance companies that should be made illegal but that is the current responsibility of the government and no new powers are needed to pass reform legislation. The fact that these abuses exist is the responsibility of the government. God bless.

Age 82, diagnosed RA 12/2001, married since 1952, 4 sons no daughters, 4 grandsons 1 granddaughter.  Doing well on Methotrexate and Remicade.
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Pip
Posted Wednesday, November 04, 2009 1:31 AM


 

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Insurance companies are exempt from anti-trust laws.

Pip

Antibiotic Protocol - Minocin, Zithromax, Naproxen (occasionally), 1 mg. Folic Acid.

Supps are Milk Thistle, Black Cohosh, Bromelain, Potassium, Magnesium, Calcium, NAC, B12, Hawthorne, CoQ10, MSM, Tumeric, and weaning Melatonin!  PROBIOTICS, PROBIOTICS, PROBIOTICS!!!

Occassionally Nystatin, Diflucan, GSE, Oil of Oregano still sitting on the counter!

Feel free to PM me about the Antibiotic Protocol~

Healing is a matter of time, but it is sometimes also a matter of opportunity.               Hippocrates 

                         
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Grandpavan
Posted Wednesday, November 04, 2009 11:52 AM


 

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The government gave the exemption and it can change it at any time. God bless.

Age 82, diagnosed RA 12/2001, married since 1952, 4 sons no daughters, 4 grandsons 1 granddaughter.  Doing well on Methotrexate and Remicade.
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