Stop Charging Women More for Insurance

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Joy125

Posted Tuesday, October 27, 2009 12:12 AM

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Last Login: Today @ 12:25 PM
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Fight Erupts Over Health Insurance Rates For Businesses With More Women

Jenny Gold, KHN Staff Writer
Oct 25, 2009

The Pennsylvania home health care company Linda Bettinazzi runs is charged about $6,800 per worker for health insurance – $2,000 more than the national average for single coverage. One reason: nearly every one of her 175 employees is a woman.

Insurers say women under the age of 55 cost more to cover because they use more health services, and not just for maternal and infant care. . . . .

Gender rating is the norm today . . . But advocacy groups for women argue that charging more for women than men is discriminatory and should be illegal . . . .

The battle is playing out on Capitol Hill through the debate on health overhaul legislation. If a new law results in nearly all Americans having to carry insurance, the industry has said it would agree to end rating based on gender and health status in sales of policies to individuals and small groups. But the leading industry trade group and some of its legislative allies have balked at ending such rating in the group market where larger employers purchase coverage. . .

READ COMPLETE ARTICLE:

http://www.kaiserhealthnews.org/Stories/2009/October/23/gender-discrimination-health-insurance.aspx

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I have learned that the greater part of our misery or unhappiness is determined not by our circumstance but by our disposition. MARTHA WASHINGTON

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